Lending Products

Loan services that are more than just a rate.

Here's how we can serve you

Agriculture Loans

Image
Proud to provide superior financing to the backbone of our communities.

Business Loans

Image
Start or expand your business with any of our flexible financing options.

Home Loans

Image
From your first to last, we’ll help you get there.

Consumer Loans

Image
Customized options for every planned and unplanned event life gives you.


Agriculture Loans

Each of our agriculture loan officers is also a current family farmer, so there’s no one who knows the cycles of farming better than us. Learn a little more about each of our lenders and their background below.

Image

Todd Schwartz

Titonka Loan Officer & TSB Bank President
Image

Lori Bertram

Titonka Loan Officer & TSB Bank Chief Credit Officer

Image

Mike Johnson

Forest City Loan Officer

Image

Adam Lackore

Thompson Loan Officer & TSB Bank Vice President



Business Loans

Start or expand on your dream with the help from our commercial and business experts.

Image

Todd Schwartz

Titonka Loan Officer & TSB Bank President
Image

Lori Bertram

Titonka Loan Officer & TSB Bank Chief Credit Officer

Image

Craig Johnson

Forest City Loan Officer and TSB Bank Vice President

Image

Mike Johnson

Forest City Loan Officer

Image

Adam Lackore

Thompson Loan Officer & TSB Bank Vice President



Home Loans

Whether you’re a first-time home buyer, you’ve done this before, or you’re looking to unlock the value of your home, our team will get you where you need to go.

Image

Deb Uken

Titonka Loan Officer
Image

Craig Johnson

Forest City Loan Officer and TSB Bank Vice President

Image

Matt Smith

Forest City Loan Officer

Image

Adam Lackore

Thompson Loan Officer & TSB Bank Vice President



Consumer Loans

Truly customized options for every planned and unplanned event life hands you.

Image

Deb Uken

Titonka Loan Officer
Image

Matt Smith

Forest City Loan Officer

Image

Adam Lackore

Thompson Loan Officer & TSB Bank Vice President

Non-Profit DDA Small Business DDA Business Plus Business Interest Checking
(Earns Interest)
Business Analysis
Min opening balance $100 $100 $100 $100 $100
Daily Min to Waive Service Charge $250 $750 $3,000
Monthly Service Charge $2.50 $7.50 $10
Excess Item Charge $0.05 $0.10 $0.05 $0.10
Charge after "x" excess items (checks only) 100 10 50 10
OD Item Charges $28 $28 $28 $28 $28
NSF Charges $28 $28 $28 $28 $28
Mobile Deposit per item charge $1 $1 $1 $1 $1
Paper Statement Fee $3 $3 $3 $3
Additional or Replacement Fee $10 $10 $10 $10 $10
Monthly Debit Card Fee Waived $2 Waived $2 $2
Increased Debit Card Limits
Monthly Maintenance Fee $7.50
Deposit Charge $0.25
Foreign/MBT Item charge $0.05
OnUs item charge $0.04
Check Charge $0.25
Bundled Cash Charge $0.10
Coin Roll Charge $0.10
Earnings Credit Fed Funds Rate less 0.35
Monthly Sweep Fee $25 $25 $25 $25 $25
OR
Per Sweep Fee $2 $2 $2 $2 $2
Discounted Safety Deposit Box Fee 20% off any None None None None
First Time Accounts 1st Debit Card & Check Order are free 1st Debit Card & Check Order are free 1st Debit Card & Check Order are free 1st Debit Card & Check Order are free 1st Debit Card & Check Order are free
Bill Pay Fee $2 $2 $2 $2 $2
Charge after "x" excess items 25 25 25 25 25

Apply Now!


Apply for your Visa credit card today.

Charges & Fees


Because you need to know (and because we have to tell you).
Account Balancing: $25/hour
Account Closed within 90 days: $25
Account Research: $25/hour
ACH Deposit Acknowledgement Receipt: $10
ACH Origination Fee: $2/item ($10 set up)
Automatic Transfer of Funds – Sweep: $2/transaction
Automatic Transfer Special Handling: $5/transaction
Bank Money Order/Cashier’s Check (customer): $10
Bank Money Order/Cashier’s Check (non-customer): $15
Charge off Negative Balance Account: $30
Check Cashing for Customer: Free
Check Cashing for Non-Customer: $15
Check Image for Proof of Payment: Free
Check Orders & Deposits: Varies
Coin Counting for Customer: Free
Coin Counting for Non-Customer: 5% of total ($2 min)
Collection Items: $10
Credit Card Late Payment: $15
Credit Card Return Payment: $15
Debit Card (Monthly): Varies with Account
Debit Card Replacement: $10
Dormant Account Fee: $5 (annually)
Encoded Check: $.25/check
Fax Transmissions: $1/page
Foreign Currency:
$15/Varies by amount
Garnishments & Tax Levies: $25
Gift Card: $5/card
International Wire Recall $25
IRA Transfer Out: $25
Lost/Stolen Debit Card: $25
Mobile Check Deposit (Business) $1/item
Mobile Check Deposit (Consumer): Free
Notary Service (Customer): Free
Notary Service (Non-Customer) $5/item
Outgoing/International $50
Personal Money Order: $5
Photocopies: $.25/page
Property Tax Payment: $5 + $2/receipt
Return Deposit Item Charge: $5/item
Safe Deposit Box Annual Rental Varies
Safe Deposit Box Late Payment (30 days)
$10
Safe Deposit Box Lock Drilling Charge $300 (minimum)
Safe Deposit Box Lost Key $25
Special Statement Fee: $1
Stop Payment: $28
Temporary Debit Card Block: $10
Undeliverable Mail: $10
Wire Transfers Fax Notification (Incoming Wire)
$5
Wire Transfers Incoming (Customer) Free
Wire Transfers Incoming (Non-Customer)
$20
Wire Transfers International Wire Recall $25
Wire Transfers Outgoing/Domestic (Customer)
$20
Wire Transfers Outgoing/International (Customer)
$50

Let us help you find the right fit.

(800) 920-2085