Business Accounts

Checking account solutions for a variety of needs.

Here's what we offer.

Which of these best describes you?


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Non-Profit / Club / Church
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Small Business / Farmer
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Medium-Sized Business
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Large Corporation

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Non-Profit Accounts*

Ideal for NFP’s, Clubs, Unincorporated Organizations & community groups.

  • No monthly fee
  • Increased debit card limits
  • No minimum balance
  • Unlimited deposits
  • Unlimited withdrawals
  • Monthly imaged statement provided
  • 1st debit card & $25 off first check order
  • 20% off any safety deposit box
*Must qualify for this account



Small Business Checking

Ideal for Farm Accounts, Partnerships, LLC’s, LLP’s, Sole Proprietors, etc.

  • No monthly fee IF minimum balance is met
  • Increased debit card limits
  • Monthly imaged statement provided
  • $250 minimum balance ($2.50/month if not met)
  • 1st debit card & $25 off first check order

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Business Interest Checking

Ideal for Farm Accounts, Partnerships, LLC’s, LLP’s, Sole Proprietors, etc.

  • No monthly fee IF minimum balance is met
  • Increased debit card limits
  • Monthly imaged statement provided
  • $3,000 minimum balance ($10/month if not met)
  • Earns Interest
  • 1st debit card & $25 off first check order



Business Plus Checking

Ideal for Corporations and other large transactional businesses

  • No monthly fee IF minimum balance is met
  • Increased debit card limits
  • Monthly imaged statement provided
  • $750 minimum balance; $7.50/month if not met
  • 1st debit card & $25 off first check order

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Non-Profit DDA Small Business DDA Business Plus Business Interest Checking
(Earns Interest)
Business Analysis
Min opening balance $100 $100 $100 $100 $100
Daily Min to Waive Service Charge $250 $750 $3,000
Monthly Service Charge $2.50 $7.50 $10
Excess Item Charge $0.05 $0.10 $0.05 $0.10
Charge after "x" excess items (checks only) 99 10 50 10
OD Item Charges $28 $28 $28 $28 $28
NSF Charges $28 $28 $28 $28 $28
Mobile Deposit per item charge $1 $1 $1 $1 $1
Paper Statement Fee $3 $3 $3 $3
Additional or Replacement Fee $10 $10 $10 $10 $10
Monthly Debit Card Fee Waived $2 Waived $2 $2
Increased Debit Card Limits
Monthly Maintenance Fee $7.50
Deposit Charge $0.25
Foreign/MBT Item charge $0.05
OnUs item charge $0.04
Check Charge $0.25
Bundled Cash Charge $0.10
Coin Roll Charge $0.10
Earnings Credit Fed Funds Rate less 0.35
Monthly Sweep Fee $25 $25 $25 $25 $25
OR
Per Sweep Fee $2 $2 $2 $2 $2
Discounted Safety Deposit Box Fee 20% off any None None None None
First Time Accounts 1st Debit Card & Check Order are free 1st Debit Card & Check Order are free 1st Debit Card & Check Order are free 1st Debit Card & Check Order are free 1st Debit Card & Check Order are free
Bill Pay Fee $2 $2 $2 $2 $2
Charge after "x" excess items 25 25 25 25 25

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Charges & Fees


Because you need to know (and because we have to tell you).
Account Balancing: $25/hour
Account Closed within 90 days: $25
Account Research: $25/hour
ACH Deposit Acknowledgement Receipt: $10
ACH Origination Fee: $2/item ($10 set up)
Automatic Transfer of Funds – Sweep: $2/transaction
Automatic Transfer Special Handling: $5/transaction
Bank Money Order/Cashier’s Check (customer): $10
Bank Money Order/Cashier’s Check (non-customer): $15
Charge off Negative Balance Account: $30
Check Cashing for Customer: Free
Check Cashing for Non-Customer: $15
Check Image for Proof of Payment: Free
Check Orders & Deposits: Varies
Coin Counting for Customer: Free
Coin Counting for Non-Customer: 5% of total ($2 min)
Collection Items: $10
Credit Card Late Payment: $15
Credit Card Return Payment: $15
Debit Card (Monthly): Varies with Account
Debit Card Replacement: $10
Dormant Account Fee: $5 (annually)
Encoded Check: $.25/check
Fax Transmissions: $1/page
Foreign Currency:
$15/Varies by amount
Garnishments & Tax Levies: $25
Gift Card: $5/card
International Wire Recall $25
IRA Transfer Out: $25
Lost/Stolen Debit Card: $25
Mobile Check Deposit (Business) $1/item
Mobile Check Deposit (Consumer): Free
Notary Service (Customer): Free
Notary Service (Non-Customer) $5/item
Outgoing/International $50
Personal Money Order: $5
Photocopies: $.25/page
Property Tax Payment: $5 + $2/receipt
Return Deposit Item Charge: $5/item
Safe Deposit Box Annual Rental Varies
Safe Deposit Box Late Payment (30 days)
$10
Safe Deposit Box Lock Drilling Charge $300 (minimum)
Safe Deposit Box Lost Key $25
Special Statement Fee: $1
Stop Payment: $28
Temporary Debit Card Block: $10
Undeliverable Mail: $10
Wire Transfers Fax Notification (Incoming Wire)
$5
Wire Transfers Incoming (Customer) Free
Wire Transfers Incoming (Non-Customer)
$20
Wire Transfers International Wire Recall $25
Wire Transfers Outgoing/Domestic (Customer)
$20
Wire Transfers Outgoing/International (Customer)
$50

Let us help you find the right fit.

(800) 920-2085